Menu
DCF Lending Pty Ltd
DCF Lending Pty Ltd (referred to as “DCF Lending”, “we”, “us”, or “our”) collects personal information about the individuals and businesses it interacts with. Whenever practical, we aim to collect personal information directly from the individual concerned.
This Privacy Statement explains how we collect, handle, and use the personal information we obtain, including credit-related information where applicable. For more comprehensive details, you can view the full DCF Lending Privacy Policy on our website. Generally, we collect personal information to provide better products and services. If you choose not to provide the requested personal information, we may not be able to offer or continue offering certain products or services to you.
Before DCF Lending can offer you a product or service, or provide one to someone connected to you, we may be required to collect your personal information to comply with our customer identification obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) (AML/CTF Act). This information typically includes your name, residential address, and date of birth. In some instances, we may also collect details about your political activities or opinions to determine if you are a politically exposed person under the AML/CTF Act. If you provide this information, we assume your consent to use and disclose it for this purpose.
We may need to verify or update the personal information we’ve previously collected to meet these obligations and may request additional financial or identity information. We may gather this data directly from you or from third-party sources. As part of this process, we may need to obtain copies of your identification documents. Additionally, we may disclose your name, address, identification details, and date of birth to a credit reporting body to verify your identity. This information will be cross-referenced with other data held by the credit reporting body.
You have the right to:
We may need to verify or update the personal information we’ve previously collected to meet these obligations and may request additional financial or identity information. We may gather this data directly from you or from third-party sources. As part of this process, we may need to obtain copies of your identification documents. Additionally, we may disclose your name, address, identification details, and date of birth to a credit reporting body to verify your identity. This information will be cross-referenced with other data held by the credit reporting body.
We generally collect personal information in the following ways:
We will not collect sensitive information, such as criminal records or political opinions, without your consent unless required by law.
We collect and use personal information (including credit-related information) to:
If we cannot collect necessary information, we may not be able to offer certain products or services to you.
We may disclose your personal information (including credit-related information) to:
We will not disclose credit-related information without your consent unless required by law.
We may share personal information (including credit-related information) with business partners who referred you to DCF Lending, such as brokers or introducers. These partners may invite you to apply for a business loan, and if you apply, we may disclose certain details, including credit-related information, to them. This data is used during the loan application process and for servicing your loan. Business partners may use the data for internal reporting, improving customer experiences, and marketing purposes. Information shared may include:
For more details, contact us via the information on our website.
We may disclose personal information, including information about your credit liabilities, repayments, and defaults, to credit reporting bodies. We also collect data from these bodies. Our Privacy Policy contains details about credit reporting, including the names and contact information of credit reporting bodies, and how you can request that your information not be used under certain circumstances.
In some cases, DCF Lending may need to disclose your personal information to service providers located overseas. These disclosures may involve entities that do not carry out business in Australia, including those in the United States. We may also share information with our related companies, business partners, and affiliates based abroad to deliver our services to you.
The DCF Lending Privacy Policy includes information on how you can request access to your personal information, correct any inaccuracies, and lodge complaints about breaches of the Privacy Act or applicable codes.
By agreeing to this Privacy Statement, DCF Lending may contact you with product or service offers that may interest you. You can opt-out of receiving marketing communications by following the unsubscribe instructions in our emails or contacting us at [email protected].
If you provide us with someone else’s personal information, please share this Privacy Statement with them so they can understand how their data may be used or disclosed by DCF Lending.
Last Updated on 20 August 2024.
Loan amounts and terms provided are illustrative only and may be adjusted at the lender’s sole discretion without prior notice. Approval and eligibility are subject to a standard credit assessment and a review of the applicant’s business circumstances, which may include factors such as industry, business tenure, estimated revenue, and other relevant information. Not all loan amounts, terms, or rates will be available to every applicant. All loans are subject to lender approval. Fees, terms, and conditions apply.
The time required to process and fund loan applications may vary depending on each individual case. Factors such as the completeness and accuracy of the application materials, verification processes, and external factors may influence the timelines for processing and funding.
