Frequently Asked Questions

DCF

DCF Loans FAQs

How do I apply for a loan

Find answers to your questions about DCF Lending’s loans, application process, and more. Our FAQ page provides clear and concise information to guide you.

General

1. What types of loans does DCF Loans offer?

We offer a variety of loan solutions, including small business loans, corporate loans, bridging loans. 

You can easily apply online through our website or contact our team directly to discuss your needs.

Eligibility requirements vary depending on the loan type. Generally, we consider factors such as your credit history, income, assets, and the purpose of the loan.

We strive to provide fast approvals, often within the same day of your application. However, the exact time frame depends on the complexity of your application and the type of loan.

Interest rates vary depending on the loan type, loan amount, term, and your individual financial profile. We offer competitive rates and are transparent about all fees and charges. Typically we offer: 

12% for 12 months. 

While we primarily specialise in secured loans, we may consider unsecured options for select borrowers with strong financials and credit history.

Loan amounts vary depending on the loan type and your specific circumstances. Our loans typically range from $100,000 to $1 million, but you can request for a larger amount or a custom loan depending on your needs and financial capabilities.

Our minimum loan term is 12 months and the maximum is 5 years. Payments are made monthly and the amount will depend on the size and term of your loan.

For larger loan amounts, we will work with you to determine the most suitable repayment period.

Small Business Loans

Typically, you would need to provide the following details: 

  • Name; 
  • Email; 
  • Phone number; 
  • Corporate entity borrower name;
  • Australian Company Number;
  • Amount to be borrowed;
  • Loan term; 
  • Details of residential property to be secured;
  • Details of any encumbrance and amount over the property to be secured;
  • Estimated value of the property to be secured.

Yes, we offer loans to startups and new businesses. We assess your business potential and growth prospects, along with your personal financial situation.

Secured loans generally offer lower interest rates and higher borrowing amounts compared to unsecured loans.

Corporate Loans

Corporate loans can be used for various strategic purposes, such as acquisitions & mergers, capital expenditure projects, working capital optimization, refinancing existing debts, shareholder buyouts, and funding new product launches or marketing campaigns.

Typically, you would need to provide the following details: 

  • Name; 
  • Email; 
  • Phone number; 
  • Corporate entity borrower name;
  • Australian Company Number;
  • Amount to be borrowed;
  • Loan term; 
  • Details of residential property to be secured;
  • Details of any encumbrance and amount over the property to be secured;
  • Estimated value of the property to be secured.

We offer tailored solutions, fast approvals, flexible terms, transparent pricing, and a focus on building long-term relationships with our corporate clients.

We typically accept various forms of security, including real estate, business assets, and cash flow.

In the event of default, the lender may have the right to take possession of the collateral or pursue other legal remedies to recover the outstanding loan balance.

Bridging Loans

Typically, you would need to provide the following details: 

  • Name; 
  • Email; 
  • Phone number; 
  • Corporate entity borrower name;
  • Australian Company Number;
  • Amount to be borrowed;
  • Loan term; 
  • Details of residential property to be secured;
  • Details of any encumbrance and amount over the property to be secured;
  • Estimated value of the property to be secured.

We can explore options like extending the loan term or refinancing into a longer-term loan. However, it is important to communicate with us proactively if you anticipate any delays.

Development Loans

We offer a variety of loan solutions, including  small business loans, secured business loans, bridging loans, development loans, margin loans, lines of credit, and car loans.

We offer a variety of loan solutions, including  small business loans, secured business loans, bridging loans, development loans, margin loans, lines of credit, and car loans.

We offer a variety of loan solutions, including  small business loans, secured business loans, bridging loans, development loans, margin loans, lines of credit, and car loans.

Margin Loans

We offer a variety of loan solutions, including  small business loans, secured business loans, bridging loans, development loans, margin loans, lines of credit, and car loans.

We offer a variety of loan solutions, including  small business loans, secured business loans, bridging loans, development loans, margin loans, lines of credit, and car loans.

Line of Credit

We offer a variety of loan solutions, including  small business loans, secured business loans, bridging loans, development loans, margin loans, lines of credit, and car loans.

We offer a variety of loan solutions, including  small business loans, secured business loans, bridging loans, development loans, margin loans, lines of credit, and car loans.

Car Loans

We offer a variety of loan solutions, including  small business loans, secured business loans, bridging loans, development loans, margin loans, lines of credit, and car loans.

We offer a variety of loan solutions, including  small business loans, secured business loans, bridging loans, development loans, margin loans, lines of credit, and car loans.