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Date of last revision: 20 August 2024
1.1 The DCF Loans website, accessible at https://dcfloans.com.au/ (the “Website”), and any other associated pages operated by DCF Lending Pty Ltd ABN 33 674 533 932 (referred to as “DCF Loans”, “we”, “us”, or “our”), are governed by these Terms of Use. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, and any other policies displayed on the Website.
1.2 These Terms of Use cover your access to and use of the Website. However, if you apply for and are approved for any of our products, the application and subsequent provision of those products will be subject to separate terms and conditions, which will be provided at the time of your application and approval.
1.3 In the event of a conflict between these Terms of Use and the specific terms of a product, the terms of the product will take precedence.
1.4 These Terms of Use, along with the Privacy Policy and any other policies on the Website, may be updated at any time without prior notice. The revised Terms of Use, Privacy Policy, or other policies will be made available on the Website, and you should check the Website regularly for any changes. Your continued access and use of the Website signifies your acceptance of any updates or changes.
1.5 The Website is intended for use by individuals and entities located within Australia.
2.1 These Terms of Use, along with the Privacy Policy and any other policies on the Website, may be updated at any time without prior notice. The revised Terms of Use, Privacy Policy, or other policies will be made available on the Website, and you should check the Website regularly for any changes. Your continued access and use of the Website signifies your acceptance of any updates or changes.
3.1 The content on the Website, including all data, text, graphics, images, sound files, videos, advertisements, and other materials (referred to as “Content”), remains the property of DCF Lending and its licensors. This content is protected by Australian and international trademark and copyright laws.
3.2 You may only use the Website and its Content in accordance with these Terms of Use. You are prohibited from:
3.3 All logos, trademarks, and names appearing on the Website are the property of DCF Lending or other contributors. Nothing on the Website grants you the right to use any logo, trademark, or name without express written permission from DCF Lending or the appropriate third party.
3.4 The Website may contain links to other websites or display content from other sources (“Third Party Content”). While we aim to ensure the accuracy of this content, we cannot guarantee that it is current, accurate, or suitable for your purposes.
When using the Website, you agree not to:
4.1 Provide us with false, misleading, or incomplete information, including details about your identity, financial situation, or business operations;
4.2 Violate any applicable laws or use the Website for any unlawful purposes;
4.3 Distribute viruses, spyware, corrupted files, or any other harmful software;
4.4 Collect or store data about other users without their consent; or
4.5 Engage in conduct that hinders others from using the Website.
5.1 Your use of the Website is at your own risk. We may make changes to the Website and its Content at any time, without prior notice.
5.2 DCF Lending is not responsible for any loss of data that may occur from your use of the Website.
5.3 Content on the Website is provided on an “as is” basis. DCF Lending does not provide any warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy. You should seek professional advice to evaluate any content, product, or service available on the Website.
To the extent permitted by law:
6.1 DCF Lending and any third parties mentioned on the Website are not liable for any loss or damage arising from your use or inability to use the Website. This includes losses caused by a security breach, fraudulent actions by you, or any loss resulting from your failure to comply with these Terms of Use or any other policies found on the Website.
7.1 These Terms of Use are governed by the laws of New South Wales, Australia, and you submit to the exclusive jurisdiction of the courts of New South Wales.
Loan amounts and terms provided are illustrative only and may be adjusted at the lender’s sole discretion without prior notice. Approval and eligibility are subject to a standard credit assessment and a review of the applicant’s business circumstances, which may include factors such as industry, business tenure, estimated revenue, and other relevant information. Not all loan amounts, terms, or rates will be available to every applicant. All loans are subject to lender approval. Fees, terms, and conditions apply.
The time required to process and fund loan applications may vary depending on each individual case. Factors such as the completeness and accuracy of the application materials, verification processes, and external factors may influence the timelines for processing and funding.
